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Read how home insurance experts are helping Lake Crystal, MN homeowners save money & get cheap home insurance.

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Every single home insurance policy is unique & we represent how few scenarios influence rates in Lake Crystal

Makes your home insurance higher Makes your home insurance lower

$410 is your homeowners insurance for a property near Easy St, Edgewater Rd, 173rd St, E Lake St, 17th Ln

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $60
No of claims3Your 3 prior claims make your premium higher by $130
Home value$137,000Cheaper by $5,200 compared to a median house in Lake Crystal
Age71In Lake Crystal 64 (2.5%) folks are between 70 to 74 years
Nearby agents : Primary Source Insurance Agency Inc, 121 E PARK SQ, OWATONNA, MN

$290 is your homeowners insurance for a property near 17th Ln, Division St N, Edgewater Rd, Easy St, W Humphrey St

Credit ScoreFairCould have saved $120 on your home insurance in Lake Crystal if you had Excellent credit
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible lowers your rate by $150
No of Bedrooms3In Lake Crystal, 403 (36.4%) homes have 3 bedrooms
No of Vehicles Available0Not eligible for discount
Nearby agents : Steve Hasse, 1235 Madison Ave, Mankato, MN

$790 is your homeowners insurance for a property near 173rd St, W Humphrey St, W River St, Edgewater Rd, Division St N

Home value$148,500Costlier by $6,300 compared to a usual house in Lake Crystal
No of Vehicles Available2Request for a car & home insurance bundle rebate of $280
No of Bedrooms3403 (36.4%) houses in Lake Crystal have 3 bedrooms
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could save you $80
Nearby agents : Heartman Agency Inc, 330 Central Ave, Faribault, MN

$720 is your homeowners insurance for a property near W Humphrey St, E Lake St, W River St, 17th Ln, 528th Ave

Home Constructed Year1992125 (11.3%) houses in Lake Crystal were constructed between 1990 and 1999
Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $90
No of Vehicles Available1Enquire about a car & homeowners insurance consolidation reduction of $260
Credit ScorePoor$170 costlier because your credit rating is not superb
Nearby agents : Michael Bishman, 121 W Broadway St, Owatonna, MN

$400 is your homeowners insurance for a property near W Humphrey St, W River St, 173rd St, Division St N, 528th Ave

Replacement Value$243,200Costlier by $40,288 compared to the median replacement value of a home in Lake Crystal
Marital StatusNever married"Never married" status is similar to that of 1,170 (61.2%) people in Lake Crystal
Home Constructed Year198140 (3.6%) homes were constructed between 1980 and 1989 in Lake Crystal
Credit ScoreFairSavings of $160 on your home insurance in Lake Crystal with Excellent credit
Nearby agents : Hp Insurance Inc, 142 4TH AVE N, BROWNTON, MN

$610 is your homeowners insurance for a property near 528th Ave, E Lake St, W River St, 173rd St, Edgewater Rd

Marital StatusMarried, spouse present30 (1.6%) persons have the status of "Married, spouse present" in Lake Crystal
Home value$176,000Costlier by $33,800 compared to a median home in Lake Crystal
Replacement Value$218,240Your replacement value is $33,232 costlier than the typical property in Lake Crystal
Credit ScoreFairCould have saved $250 on your home insurance in Lake Crystal with Excellent credit
Nearby agents : Farmers Union Insurance Agency, 24 Division St W, Faribault, MN

$250 is your homeowners insurance for a property near 173rd St, Trl 376, Division St N, Edgewater Rd, E Lake St

Marital StatusNever marriedIn Lake Crystal, 1,170 (61.2%) folks have the status of "Never married"
Deductible$2500-$5000 Deductible$2500-$5000 Deductible lowers your rate by $100
Home value$66,500Your home is $75,700 less than the usual cost in Lake Crystal
No of claims0Possibility of $80 rebate because of no prior claims
Nearby agents : Mark Fujan, 302 N State Street, Fairmont, MN

$880 is your homeowners insurance for a property near 528th Ave, E Lake St, Easy St, Edgewater Rd, W River St

Marital StatusNow married"Now married" status is similar to that of 1,140 (59.6%) folks in Lake Crystal
Home Constructed Year1921In Lake Crystal, 332 (30.0%) houses were constructed between 1920 and 1939
Replacement Value$439,420Costlier by $230,540 compared to the typical replacement price of a house in Lake Crystal
Home value$346,000$203,800 above the usual house price in Lake Crystal
Nearby agents : Mark Lundstrom, 312 Main Ave, Gaylord, MN

$600 is your homeowners insurance for a property near Easy St, Edgewater Rd, E Lake St, 17th Ln, W River St

Credit ScorePoor$140 costlier because your credit rating is not superb
Replacement Value$198,320Your replacement cost is $14,804 costlier than the average home in Lake Crystal
Home Constructed Year1974212 (19.2%) houses were constructed between 1970 and 1979 in Lake Crystal
No of Bedrooms3In Lake Crystal, 403 (36.4%) houses have 3 bedrooms
Nearby agents : Simpson Insurance, 1445 LOOKOUT DR, NORTH MANKATO, MN

$470 is your homeowners insurance for a property near W River St, 528th Ave, Trl 376, Edgewater Rd, Easy St

Credit ScoreExcellentYour excellent credit rating saves you $190
No of Vehicles Available3 Due to potential auto & home insurance consolidation you are entitled to a $170 discount
Replacement Value$186,960$1,032 cheaper than the usual home replacement cost in Lake Crystal
Age24101 (4.0%) individuals aged between 22 and 24 in Lake Crystal
Nearby agents : Roger Culhane Insurance Agency Inc, 17995 ROBERDS LAKE BLVD, FARIBAULT, MN

$700 is your homeowners insurance for a property near Division St N, Easy St, 173rd St, Edgewater Rd, W River St

Age7164 (2.5%) persons aged between 70 and 74 in Lake Crystal
Home value$247,500$105,300 more than the median home cost in Lake Crystal
No of claims0Potential for $210 reduction because of no past claims
No of Bedrooms3In Lake Crystal, 403 (36.4%) homes have 3 bedrooms
Nearby agents : Bill Webb, 242 E Highway 60 # 1, Lake Crystal, MN

$220 is your homeowners insurance for a property near E Lake St, W Humphrey St, 173rd St, Easy St, Division St N

Home value$119,000Your home is $23,200 cheaper than the median value in Lake Crystal
Deductible$2500-$5000 DeductibleYou save $90 by going for a $2500-$5000 Deductible
No of Bedrooms3403 (36.4%) properties in Lake Crystal have 3 bedrooms
Credit ScoreExcellent$90 less expensive due to your excellent credit rating
Nearby agents : Wells Insurance Agency, Inc., 53 1St St Sw, Wells, MN

$330 is your homeowners insurance for a property near E Lake St, Trl 376, Easy St, Division St N, 17th Ln

Home value$137,500$4,700 cheaper than the typical property value in Lake Crystal
No of Bedrooms3403 (36.4%) properties have 3 bedrooms in Lake Crystal
Deductible$2500-$5000 Deductible$110 savings by opting for a $2500-$5000 Deductible
Marital StatusNever married1,170 (61.2%) individuals have the status of "Never married" in Lake Crystal
Nearby agents : Borchardt Agy Inc, 1245 Hwy 15s PO Box 380, Fairmont, MN

$660 is your homeowners insurance for a property near Trl 376, 173rd St, Division St N, 17th Ln, Easy St

Home value$129,000$13,200 cheaper than the typical property price in Lake Crystal
Credit ScorePoor$160 more expensive because your credit score is not excellent
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) will make your rate cheaper by $70
No of claims3Your rates will increase by $200 due to 3 prior claims
Nearby agents : Insurance Services Plus Inc, 129 S Main St Lake Crystal, Lake Crystal, MN

$350 is your homeowners insurance for a property near 173rd St, Edgewater Rd, W Humphrey St, 528th Ave, Division St N

No of Vehicles Available2 Due to potential car & home policy bundle you are entitled to a $130 concession
Replacement Value$247,000Your replacement price is $66,468 costlier than the usual home in Lake Crystal
Deductible$2500-$5000 Deductible$110 savings by going for a $2500-$5000 Deductible
No of claims0Possibility of $110 discount because of no prior claims
Nearby agents : Furth Meile Ins Inc, Po Box 635 , New Ulm, MN

$440 is your homeowners insurance for a property near Edgewater Rd, W River St, 173rd St, E Lake St, Division St N

Replacement Value$236,640Costlier by $48,648 compared to the average replacement value of a house in Lake Crystal
No of Vehicles Available2 Because of potential car & home policy bundle you can avail a $160 rebate
Home value$174,000Your house is $31,800 above the average cost in Lake Crystal
Home Constructed Year1935In Lake Crystal, 332 (30.0%) homes were made between 1920 and 1939
Nearby agents : Marketing Link Insurance Agency Of Amboy Inc, 55017 105TH ST, AMBOY, MN

$720 is your homeowners insurance for a property near Division St N, E Lake St, 173rd St, 17th Ln, 528th Ave

Marital StatusNever married"Never married" status is similar to that of 1,170 (61.2%) folks in Lake Crystal
No of Bedrooms3In Lake Crystal, 403 (36.4%) houses have 3 bedrooms
Age28In Lake Crystal 229 (9.0%) persons are between 25 to 29 years
Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $90
Nearby agents : United Prairie Ins Agency, 10 FIRESTONE DR STE 200, MANKATO, MN

$440 is your homeowners insurance for a property near W Humphrey St, 173rd St, Division St N, 17th Ln, Easy St

Home Constructed Year195390 (8.1%) houses in Lake Crystal were constructed between 1950 and 1959
Home value$195,000$52,800 above the median home value in Lake Crystal
Age28229 (9.0%) individuals are between 25 - 29 years in Lake Crystal
No of Bedrooms3In Lake Crystal, 403 (36.4%) homes have 3 bedrooms
Nearby agents : Brad Carlson Agency, 129 Main St E New Prague, New Prague, MN

$810 is your homeowners insurance for a property near Edgewater Rd, W River St, 528th Ave, Division St N, Trl 376

Home Constructed Year1999125 (11.3%) houses were made between 1990 and 1999 in Lake Crystal
No of Bedrooms3403 (36.4%) properties in Lake Crystal have 3 bedrooms
Replacement Value$261,120Your replacement price is $52,240 more than the usual home in Lake Crystal
Credit ScorePoorAn excellent credit score makes your premium less costlier by $190
Nearby agents : Community Insurance Agency, 761 Main Ave, Lafayette, MN

$550 is your homeowners insurance for a property near 173rd St, W Humphrey St, Division St N, Edgewater Rd, 17th Ln

Home value$120,500$21,700 below the typical home value in Lake Crystal
No of claims1$60 higher premium because of 1 past claims
No of Vehicles Available0Not eligible for discount
Age74In Lake Crystal 64 (2.5%) folks are between 70 to 74 years
Nearby agents : A&G Ins Agency, 1400 Madison Ave, Mankato, MN

$550 is your homeowners insurance for a property near 173rd St, E Lake St, W Humphrey St, 528th Ave, Edgewater Rd

Credit ScoreFairSavings of $220 on your home insurance in Lake Crystal with Excellent credit
Home value$211,500Your house is $69,300 costlier than the median price in Lake Crystal
Replacement Value$277,065Your replacement cost is $86,089 above the usual home in Lake Crystal
Home Constructed Year1999In Lake Crystal, 125 (11.3%) homes were constructed between 1990 and 1999
Nearby agents : Tupy Insurance Agency Incorporated, 111 E Main St New Prague, New Prague, MN

$390 is your homeowners insurance for a property near 17th Ln, W Humphrey St, E Lake St, Edgewater Rd, Trl 376

No of claims2$80 increase in rate because of 2 previous claims
Home Constructed Year1991125 (11.3%) properties in Lake Crystal were constructed between 1990 and 1999
Home value$144,000Costlier by $1,800 compared to a usual house in Lake Crystal
Age3594 (3.7%) people aged between 35 and 39 in Lake Crystal
Nearby agents : Community Insurance, Po Box 307 Vernon Center, Vernon Center, MN

$380 is your homeowners insurance for a property near 173rd St, W Humphrey St, 528th Ave, Edgewater Rd, W River St

Deductible$500- $1000 DeductibleYou save $40 by opting for a $500- $1000 Deductible
Home Constructed Year2010In Lake Crystal, 5 (0.5%) homes were constructed between 2010 and 2016
No of claims0Enquire about a no claims discount of $120
Replacement Value$192,290Your replacement price is $8,774 more than the usual property in Lake Crystal
Nearby agents : Kato Insurance Agency, 802 S Front St, Mankato, MN

$440 is your homeowners insurance for a property near Easy St, 528th Ave, 17th Ln, W Humphrey St, 173rd St

Home value$160,500$18,300 above the average property value in Lake Crystal
Credit ScoreExcellent Request for a concession of $180 because of your excellent credit rating
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $50
Marital StatusWidowed140 (7.1%) people have the status of "Widowed" in Lake Crystal
Nearby agents : Tincher Peterson & Sincock, 285 18TH STREET SE, OWATONNA, MN

$480 is your homeowners insurance for a property near W Humphrey St, 528th Ave, W River St, Edgewater Rd, Division St N

Credit ScoreFairCould have saved $190 on your home insurance in Lake Crystal with Excellent credit
Deductible$1000-$2500 Deductible$110 savings by opting for a $1000-$2500 Deductible
Home Constructed Year1984In Lake Crystal, 40 (3.6%) properties were made between 1980 and 1989
No of claims2Your 2 prior claims make your premium costlier by $100
Nearby agents : House Of Insurance Agency, Inc., 103 Oak Ave Se, Montgomery, MN

$600 is your homeowners insurance for a property near 17th Ln, Trl 376, Division St N, E Lake St, 173rd St

Replacement Value$269,010Your replacement value is $82,510 costlier than the average house in Lake Crystal
Age59149 (5.8%) persons are between 55 - 59 years in Lake Crystal
Deductible> $10,000 Deductible> $10,000 Deductible reduces your rate by $580
Credit ScorePoorNot having a superb credit score makes your rate by $140
Nearby agents : Hanska State Agcy, P O Box 5 , Hanska, MN

$430 is your homeowners insurance for a property near 528th Ave, Edgewater Rd, 17th Ln, 173rd St, Trl 376

Marital StatusMarried, spouse absentIn Lake Crystal, 10 (0.3%) folks have the status of "Married, spouse absent"
Home value$140,500Your home is $1,700 cheaper than the average value in Lake Crystal
No of Bedrooms3403 (36.4%) homes have 3 bedrooms in Lake Crystal
No of claims1Your 1 prior claim makes your rate costlier by $50
Nearby agents : Heartman Insurance, 330 CENTRAL AVE N, FARIBAULT, MN

$460 is your homeowners insurance for a property near Division St N, 173rd St, W Humphrey St, 528th Ave, W River St

Credit ScoreFairProspective savings of $190 on your home insurance in Lake Crystal with Excellent credit
Marital StatusMarried, spouse absentIn Lake Crystal, 10 (0.3%) folks have the status of "Married, spouse absent"
Age22101 (4.0%) people are between 22 - 24 years in Lake Crystal
No of Vehicles Available0Not eligible for discount
Nearby agents : Insurance Brokers Of Mn, 223 E 1ST ST STE 100, JORDAN, MN

$320 is your homeowners insurance for a property near 528th Ave, E Lake St, W Humphrey St, 173rd St, 17th Ln

Home value$125,000Your house is $17,200 below the usual cost in Lake Crystal
Credit ScoreExcellent$130 lower because of your superb credit grade
No of Vehicles Available4You are eligible for a car & home bundle policy reduction of $110
No of Bedrooms3403 (36.4%) houses have 3 bedrooms in Lake Crystal