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Read how home insurance experts are helping Oakdale, MN homeowners save money & get cheap home insurance.

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Each home insurance policy is distinct & we represent how few scenarios influence rates in Oakdale

Makes your home insurance higher Makes your home insurance lower

$320 is your homeowners insurance for a property near Dellwood Sq S

Deductible$5000 to $10,000 Deductible$200 savings by going for a $5000 to $10,000 Deductible
Credit ScoreFairSavings of $130 on your home insurance in Oakdale with Excellent credit
No of Bedrooms33,620 (32.7%) houses have 3 bedrooms in Oakdale
Home value$171,000$31,900 below the typical property value in Oakdale
Nearby agents : Amy Brown, 1513 Geneva Avenue N, Oakdale, MN

$810 is your homeowners insurance for a property near Kindred Way

No of Vehicles Available4You are entitled to a car & homeowners consolidation insurance discount of $290
Marital StatusMarried, spouse present580 (2.6%) persons have the status of "Married, spouse present" in Oakdale
Home Constructed Year1985In Oakdale, 2,600 (23.5%) houses were constructed between 1980 and 1989
Home value$336,000$133,100 costlier than average property cost in Oakdale
Nearby agents : Ekblad Pardee & Bewell Inc, 1959 SLOAN PL STE 130, MAPLEWOOD, MN

$1730 is your homeowners insurance for a property near Co Rd 80, Jonquil Trl N

No of claims1Your 1 prior claim makes your premium more expensive by $180
Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $180
Home value$324,000Costlier by $121,100 compared to a median home in Oakdale
Marital StatusNever married"Never married" status is similar to that of 10,930 (49.7%) people in Oakdale
Nearby agents : Minnesota Employers Ins Services Llc, 2091 COUNTY ROAD D E STE B, MAPLEWOOD, MN

$260 is your homeowners insurance for a property near Henslow Ct N, 23rd St N

Age492,347 (8.5%) folks aged between 45 and 49 in Oakdale
Replacement Value$214,200Your replacement price is $94,520 below the usual property in Oakdale
No of Vehicles Available3You are eligible for an auto & homeowners bundle policy discount of $100
No of claims1$30 higher premium because of 1 prior claims
Nearby agents : Prokop Ins Services Inc, 7702 160th St W, Lakeville, MN

$350 is your homeowners insurance for a property near Upper 17th St N, Hallmark Way N

Age581,690 (6.1%) persons aged between 55 and 59 in Oakdale
Replacement Value$157,950$96,258 lower than the typical property replacement value in Oakdale
No of Vehicles Available1Look for an auto & homeowners policy bundle reduction of $130
No of claims2$70 higher premium because of 2 previous claims
Nearby agents : Maguire Agency, 1970 Oakcrest Ave Ste 300 St Paul, Roseville, MN

$870 is your homeowners insurance for a property near Co Rd 68, Gretchen Pl N

Home Constructed Year1925In Oakdale, 333 (3.0%) homes were constructed between 1920 and 1939
Deductible$500 DeductibleGoing for a higher deductible of ($500-$1000) could save you $90
No of claims2$180 higher premium because of 2 past claims
No of Bedrooms42,241 (20.2%) houses have 4 bedrooms in Oakdale
Nearby agents : On Trac Financial Corporation, 3264 Rice St Saint Paul, Shoreview, MN

$130 is your homeowners insurance for a property near Dellwood Sq S

Home value$69,500Your house is $133,400 less than the median cost in Oakdale
No of claims1Your 1 previous claim makes your rate higher by $20
Marital StatusNever married10,930 (49.7%) persons have the status of "Never married" in Oakdale
Replacement Value$95,215Your replacement price is $133,945 cheaper than the usual house in Oakdale
Nearby agents : Jacqueline Meyer, 3537 Lexington Ave N, Arden Hills, MN

$1180 is your homeowners insurance for a property near Kindred Way

Deductible$2500-$5000 DeductibleYou save $340 by opting for a $2500-$5000 Deductible
No of Bedrooms5In Oakdale, 512 (4.6%) houses have 5 bedrooms
Marital StatusWidowedIn Oakdale, 2,800 (12.7%) individuals have the status of "Widowed"
Age38In Oakdale 1,347 (4.9%) folks are between 35 to 39 years
Nearby agents : Dennis Nelson, 2499 Rice St Ste 130, Saint Paul, MN

$540 is your homeowners insurance for a property near Dellwood Sq S

Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could make your rate cheaper by $60
No of Vehicles Available3Ask for a car & home insurance bundle reduction of $190
Home Constructed Year1992In Oakdale, 3,638 (32.9%) homes were built between 1990 and 1999
Credit ScoreFairProspective savings of $220 on your home insurance in Oakdale with Excellent credit
Nearby agents : Dave Abraham, 1700 Rice St Ste N, Saint Paul, MN

$360 is your homeowners insurance for a property near Dellwood Sq S

No of claims2Your 2 prior claims make your rate higher by $80
Home Constructed Year20001,051 (9.5%) properties in Oakdale were constructed between 2000 and 2009
No of Bedrooms3In Oakdale, 3,620 (32.7%) properties have 3 bedrooms
No of Vehicles Available1 Due to potential car & homeowners policy consolidation you qualify for a $130 reduction
Nearby agents : M And H Insurance Agency Inc, 3020 WOODBURY DR, WOODBURY, MN

$410 is your homeowners insurance for a property near Dellwood Sq S

Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) will save you $40
No of Bedrooms33,620 (32.7%) homes in Oakdale have 3 bedrooms
Home Constructed Year1998In Oakdale, 3,638 (32.9%) properties were constructed between 1990 and 1999
Age422,096 (7.6%) individuals are between 40 - 44 years in Oakdale
Nearby agents : Chs Insurance Services Llc, 5500 Cenex Dr Inver Grove Hts, Inver Grove Heights, MN

$400 is your homeowners insurance for a property near Dellwood Sq S

Marital StatusWidowed"Widowed" status is similar to that of 2,800 (12.7%) folks in Oakdale
Replacement Value$331,890$114,525 costlier than the average home replacement cost in Oakdale
Home Constructed Year1928In Oakdale, 333 (3.0%) homes were built between 1920 and 1939
Deductible$2500-$5000 Deductible$2500-$5000 Deductible reduces your rate by $150
Nearby agents : Moores Insurance Management, Inc., 380 SAINT PETER ST ST 720, ST PAUL, MN

$1120 is your homeowners insurance for a property near Dellwood Sq S

No of Bedrooms33,620 (32.7%) properties in Oakdale have 3 bedrooms
Credit ScorePoorA superb credit rating makes your rate less costlier by $260
No of claims3$340 increase in premium because of 3 prior claims
Deductible$500- $1000 DeductibleYou save $60 by choosing a $500- $1000 Deductible
Nearby agents : Cheryl Nicholson, 100 Village Center Dr Ste 255, North Oaks, MN

$760 is your homeowners insurance for a property near Dellwood Sq S

Replacement Value$282,100Costlier by $57,995 compared to the typical replacement price of a house in Oakdale
No of claims0You are entitled to a no claims discount of $230
No of Bedrooms3In Oakdale, 3,620 (32.7%) houses have 3 bedrooms
No of Vehicles Available2 Due to possible auto & home insurance bundle you are eligible for a $270 rebate
Nearby agents : Hugo Munoz, 1641 Robert St S Ste 40, W St Paul, MN

$610 is your homeowners insurance for a property near Dellwood Sq S

Credit ScorePoorNot having a superb credit rating makes your rate by $140
Age522,359 (8.6%) people are between 50 - 54 years in Oakdale
No of Bedrooms33,620 (32.7%) homes have 3 bedrooms in Oakdale
No of claims2Your premiums will become higher by $130 due to 2 previous claims
Nearby agents : Bruce Wagner, 2575 Hamline Ave N Ste A, Roseville, MN

$580 is your homeowners insurance for a property near Dellwood Sq S

Marital StatusMarried, spouse presentIn Oakdale, 580 (2.6%) people have the status of "Married, spouse present"
Home Constructed Year1939333 (3.0%) properties in Oakdale were made between 1920 and 1939
No of claims3$180 higher premium because of 3 past claims
No of Vehicles Available0Not eligible for discount
Nearby agents : Mcnamara Company, 1330 HIGHWAY 96 E, WHITE BEAR LAKE, MN

$460 is your homeowners insurance for a property near Dellwood Sq S

No of claims0Request for a no claims concession of $140
No of Vehicles Available1Request for a car & home insurance bundle rebate of $160
Age60700 (2.5%) individuals aged between 60 and 61 in Oakdale
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible reduces your rate by $260
Nearby agents : Paul Weinberg, 1635 Robert St S, West St Paul, MN

$450 is your homeowners insurance for a property near Dellwood Sq S

No of Vehicles Available4Enquire about a car & home insurance bundle concession of $160
Home value$129,000$73,900 cheaper than the typical home cost in Oakdale
Marital StatusMarried, spouse present"Married, spouse present" status is similar to that of 580 (2.6%) individuals in Oakdale
Credit ScoreFairCould have saved $180 on your home insurance in Oakdale if you had Excellent credit
Nearby agents : The Insurance Shop, 4637 White Bear Pkwy White Bear Lake, White Bear Lake, MN

$550 is your homeowners insurance for a property near Dellwood Sq S

No of claims2Your premiums will increase by $110 because of 2 prior claims
Age55In Oakdale 1,690 (6.1%) individuals are between 55 to 59 years
Replacement Value$301,920Your replacement price is $72,760 above the typical house in Oakdale
Home value$222,000Your house is $19,100 above the median price in Oakdale
Nearby agents : Dave Abraham Clu, Cpcu, Chfc, 1700 Rice Street, Maplewood, MN

$770 is your homeowners insurance for a property near Dellwood Sq S

No of Bedrooms33,620 (32.7%) homes in Oakdale have 3 bedrooms
Deductible$5000 to $10,000 Deductible$470 savings by opting for a $5000 to $10,000 Deductible
Credit ScorePoor$180 costlier because your credit grade is not excellent
Replacement Value$276,740$40,840 above the average house replacement value in Oakdale
Nearby agents : Dave Schiminsky, 2097 County Road D E Ste B, Maplewood, MN

$450 is your homeowners insurance for a property near Dellwood Sq S

No of claims1Your premiums will become higher by $50 due to 1 previous claims
Age442,096 (7.6%) persons aged between 40 and 44 in Oakdale
Home Constructed Year2001In Oakdale, 1,051 (9.5%) homes were made between 2000 and 2009
Deductible$1000-$2500 DeductibleYou save $80 by going for a $1000-$2500 Deductible
Nearby agents : Dave Lesch, 3000 White Bear Ave N Ste 26, Maplewood, MN

$370 is your homeowners insurance for a property near Dellwood Sq S

Credit ScoreExcellent Ask for a discount of $150 because of your excellent credit score
Replacement Value$259,200$48,575 costlier than the usual house replacement cost in Oakdale
No of Bedrooms33,620 (32.7%) homes in Oakdale have 3 bedrooms
Deductible$5000 to $10,000 DeductibleYou save $200 by opting for a $5000 to $10,000 Deductible
Nearby agents : Alliance Ins Advisors Agency Llc, 7825 3RD ST N STE 104, OAKDALE, MN

$310 is your homeowners insurance for a property near Dellwood Sq S

Replacement Value$307,300$93,305 more than median house replacement value in Oakdale
No of claims0Ask for a no claims discount of $100
Age581,690 (6.1%) individuals are between 55 - 59 years in Oakdale
Credit ScoreFairSavings of $130 on your home insurance in Oakdale with Excellent credit
Nearby agents : Hank Allworden, 2733 Lexington Ave N, Roseville, MN

$440 is your homeowners insurance for a property near Dellwood Sq S

Age61700 (2.5%) individuals are between 60 - 61 years in Oakdale
Deductible$2500-$5000 DeductibleYou save $170 by choosing a $2500-$5000 Deductible
Marital StatusMarried, spouse presentIn Oakdale, 580 (2.6%) people have the status of "Married, spouse present"
No of Bedrooms3In Oakdale, 3,620 (32.7%) homes have 3 bedrooms
Nearby agents : Musty-Barnhart Agency, Inc, 910 Main St, Ste 202 Red Wing, Red Wing, MN

$1170 is your homeowners insurance for a property near Dellwood Sq S

No of Bedrooms33,620 (32.7%) houses in Oakdale have 3 bedrooms
Marital StatusNow married"Now married" status is similar to that of 10,350 (47.1%) folks in Oakdale
Home value$201,500Your house is $1,400 less than the median cost in Oakdale
Age22848 (3.1%) persons aged between 22 and 24 in Oakdale
Nearby agents : Bw Insurance Agency, 245 E Roselawn Ave #31 St Paul, Maplewood, MN

$740 is your homeowners insurance for a property near Dellwood Sq S

Marital StatusNever married"Never married" status is similar to that of 10,930 (49.7%) folks in Oakdale
No of claims3Your 3 past claims make your rate costlier by $230
Credit ScorePoor$170 higher because your credit grade is not superb
Age62827 (3.0%) individuals are between 62 - 64 years in Oakdale
Nearby agents : Richard Dick Allen, 2626 MCMENEMY ST APT B, Little Canada, MN

$1060 is your homeowners insurance for a property near Dellwood Sq S

Deductible$1000-$2500 DeductibleYou save $250 by going for a $1000-$2500 Deductible
No of Vehicles Available3You are eligible for a car & home consolidation insurance reduction of $370
Replacement Value$282,285Your replacement price is $76,715 above the median home in Oakdale
Age60700 (2.5%) people aged between 60 and 61 in Oakdale
Nearby agents : Reliable Insurance Agency Inc, 161 MARIE AVE EAST, WEST ST PAUL, MN

$620 is your homeowners insurance for a property near Dellwood Sq S

Home Constructed Year19711,798 (16.2%) properties were built between 1970 and 1979 in Oakdale
No of claims1Your 1 past claim makes your premium higher by $70
Replacement Value$299,280Your replacement value is $86,970 costlier than the average property in Oakdale
Age512,359 (8.6%) folks aged between 50 and 54 in Oakdale
Nearby agents : Mike Hoffman, 2475 Maplewood Dr Ste 114, Saint Paul, MN

$500 is your homeowners insurance for a property near Dellwood Sq S

No of claims1$50 higher rate because of 1 prior claims
Home value$176,000Your home is $26,900 less than the median price in Oakdale
Marital StatusNever married"Never married" status is similar to that of 10,930 (49.7%) people in Oakdale
Age54In Oakdale 2,359 (8.6%) folks are between 50 to 54 years
Nearby agents : Matthew A Wood Agency Llc, 7595 CURRELL BLVD 25950, WOODBURY, MN

$440 is your homeowners insurance for a property near Dellwood Sq S

Deductible$1000-$2500 Deductible$1000-$2500 Deductible reduces your rate by $80
Home Constructed Year1933333 (3.0%) houses were built between 1920 and 1939 in Oakdale
Credit ScoreFairProspective savings of $180 on your home insurance in Oakdale with Excellent credit
Home value$174,500$28,400 cheaper than the average home price in Oakdale
Nearby agents : Berent Larson, 1552 White Bear Ave N Ste B, Saint Paul, MN

$1090 is your homeowners insurance for a property near Dellwood Sq S

No of Vehicles Available4You are entitled to a car & home consolidation insurance discount of $390
Marital StatusMarried, spouse present"Married, spouse present" status is similar to that of 580 (2.6%) persons in Oakdale
Credit ScorePoor$260 higher because your credit score is not excellent
Deductible$1000-$2500 Deductible$170 savings by going for a $1000-$2500 Deductible
Nearby agents : John Becker, 917 Selby Ave, Saint Paul, MN

$450 is your homeowners insurance for a property near Dellwood Sq S

Age482,347 (8.5%) individuals aged between 45 and 49 in Oakdale
Home Constructed Year19832,600 (23.5%) homes in Oakdale were made between 1980 and 1989
Deductible$2500-$5000 Deductible$2500-$5000 Deductible reduces your rate by $190
Home value$257,500$54,600 costlier than median house price in Oakdale
Nearby agents : Shawn Pehrson, 3609 White Bear Ave N Ste C, White Bear Lake, MN

$280 is your homeowners insurance for a property near Dellwood Sq S

Marital StatusNever married"Never married" status is similar to that of 10,930 (49.7%) individuals in Oakdale
No of claims0You are eligible for a no claims reduction of $90
Home value$189,000Cheaper by $13,900 compared to a median home in Oakdale
Deductible$5000 to $10,000 DeductibleYou save $180 by choosing a $5000 to $10,000 Deductible
Nearby agents : Henry T. Warner Company, 41 N 10Th Ave, Hopkins, MN

$470 is your homeowners insurance for a property near Dellwood Sq S

Age301,487 (5.4%) persons are between 30 - 34 years in Oakdale
No of Vehicles Available3You are eligible for a car & home consolidation insurance rebate of $170
Credit ScoreFairCould have saved $190 on your home insurance in Oakdale if you had Excellent credit
Replacement Value$186,690$45,840 lower than the typical home replacement cost in Oakdale
Nearby agents : Robert O Colvin Insurance Agency Incorporated, 8100 PENN AVE SOUTH STE 150C, BLOOMINGTON, MN